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How To Apply For Small Personal Loans for Bad Credit 1 Pre-qualify Fill out easy online form to check for pre-qualified offers with no impact to your credit score 2 Select offer Compare terms. How To Apply For First Time Personal Loans With No Credit History 1 Pre-qualify Fill out easy online form to check for pre-qualified offers with no impact to your credit score 2 Select offer. Loan amounts 1500 to 20000 Terms 24 36 48 60 Months Credit needed PoorFair Origination fee Flat fee starting at 25 to 500 or percentage ranging from 1 to 10.

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Personal loans can be secured or unsecured and vary in the amount you can borrow the interest rates and how soon you have to pay them back. Make sure youre current on your. That doesnt mean you wont pay more for a personal loan if you have bad credit.

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